Downpayment assistance

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Do You Need Downpayment Assistance?

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A purchase loan with government-provided down payment assistance is a beneficial path to homeownership for many potential buyers. These loans, often combined with FHA, VA, or USDA loans, provide financial aid to help cover initial costs, making home buying more attainable. Down payment assistance programs, offered at federal, state, or local levels, can come in the form of grants, second mortgages, or tax credits. These programs often cater to first-time buyers or low-to-moderate income individuals, although specifics vary by program. While credit score and income requirements apply, these loans offer a significant advantage to those who qualify by reducing the financial burden of a down payment. Explore the potential of purchase loans with down payment assistance today, and take a step closer to your dream home.

Begin the home buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price for your new home.

Acre Mortgage & Financial

NMLS# 13988

Contact Info

400 Sheppard Rd.

Voorhees, NJ 08055


Legal Disclosures: Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit:

Licensing Disclosures: New Jersey: Licensed Mortgage Banker – NJ Department of Banking & Insurance – 9965751 | Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities – 21606

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