ITIN purchase loan

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An ITIN (Individual Taxpayer Identification Number) purchase loan offers a path to homeownership for foreign nationals and others who are ineligible for a Social Security number but pay US taxes. These loans are a viable choice for non-resident aliens, their spouses, or dependents who are looking to buy a home in the U.S. While the approval process might require additional documentation, such as proof of ITIN on tax returns, these loans often have competitive rates and varying mortgage terms. Although ITIN loans may come with slightly higher down payments and interest rates due to perceived risk, they provide an opportunity for those with an ITIN to invest in the American Dream of homeownership. Explore the potential of ITIN purchase loans today, and start your journey toward owning a home in the U.S.

Begin the home buying journey on the right foot by securing a clear mortgage plan. Having a solid financial strategy in place will ensure that your home search is guided by practical considerations, rather than emotions alone.

Getting pre-approved for a home loan is the crucial first step in your home buying journey. Here's why:

  • Know your budget - Pre-approval gives you an idea of what you can afford, allowing you to make informed decisions when shopping for a home.

  • Be a competitive buyer - Having a pre-approval letter shows sellers that you're a serious and committed buyer, making you stand out in a crowded market.

  • Streamline the process - The pre-approval process helps you identify any potential roadblocks early on, allowing you to address them before you find the home of your dreams.

  • Negotiate with confidence - Knowing that you have financing secured gives you the confidence to negotiate the best terms and price fMobile Footeror your new home.

Acre Mortgage & Financial

NMLS# 13988

Contact Info

400 Sheppard Rd.

Voorhees, NJ 08055

Legal

Legal Disclosures: Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

Licensing Disclosures: New Jersey: Licensed Mortgage Banker – NJ Department of Banking & Insurance – 9965751 | Pennsylvania: Licensed by the Pennsylvania Department of Banking and Securities – 21606

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